Calculators and Tools
Pepper makes the home loan and lending process as simple as possible. Pepper provides a range of calculators and tools to help you with the application process and keep track of your home loan
Please click on the links below to use the relevant calculator:
Use our Borrowing Power Calculator to estimate how much you may be able to borrow in today’s home loan marketplace.
Our Debt Consolidation calculator shows you how consolidating all of your debts into one loan can reduce your monthly repayments.
Use our Loan Repayments Calculator to help you estimate what your monthly repayments and total interest payable on a Pepper home loan would be.
See what postcodes offer you the most affordable properties around Australia.
The ‘Budget Planner Calculator’ helps you get a better understanding of your finances. Work out your budget and how much you can potentially afford to save.
These calculators are to be used as a guide only. They do not reflect comparison interest rates or true interest rates and are based on the assumption that interest rates will remain constant for the terms of the loans you have entered. The formula used for the purpose of calculating monthly repayments is based on daily compounded interest. Loan timeframes and total repayment amounts are calculated through principal and interest servicing. The results of these calculators do not take into account loan setup or establishment fees nor government, statutory or lenders fees, which may be applicable from time to time.
Borrowing Power Calculator