Asset & Equipment Finance
Asset & Equipment Finance
Commercial Real Estate
Discover our flexible approach to commercial lending. Get a fast turnaround within 3 business days.
Whether your client's goal is to grow, invest or expand, help them succeed.
Up to $5M
Max loan amount differs across product option, security type and doc type
Up to 80% LVR
Max LVR differs across product option and document types
1-30 year loan terms
Loan term differs across product option, security type and doc type
No commission clawback
For early payouts on new applications
Our Can Do approach
- Fast SLAs - 4-business-day turnaround times for loans <$1.5M
- Refinance tax debts
- 100% offset sub account (fees apply)
- Unlimited cash out
- Free online redraw
- One credit sign-off - resident and commercial
- GSA not required in all cases
What additional securities will we accept for
Commercial Real Estate?
We'll consider the following as security from your clients for commercial lending.
- Boarding houses
- Child care centres
- Industrial units
- Medical suites
- Mixed residential and commercial use
- Residential securities
- Shop fronts/retail
- Student accommodation
- Showrooms
- Strata office
- Vacant Industrial Land (hardstand)
- Warehouse
- NDIS accommodation
Tools to help you
Product Guide
Detailed comparison of our commercial real estate lending options.
Serviceability Calculator
Check your client’s serviceability estimate before submitting an application.
Documents Library
All the forms you need to apply for and manage your clients' home loan.
Product Updates
Information on our latest product pricing and policy offers.
Commercial lending
made easy
Find out how Pepper Money’s Can Do approach can help your commercial real estate clients.
Have you been referring your commercial deals? Think again.
Got a client you need help with?
Get quick, expert assistance on available loan options for those complex situations.
Apply Online
With our efficient Apply Online functionality, you can get started right away. Our efficient Apply Online functionality will be very familiar to you in terms of the way you are already working with us on mortgage applications.
Access Apply Online with your email address and the same login as your Pepper Money Home Loan online application portal. If you don’t have these login details, you can contact us at salesupport@pepper.com.au.
