Our Home Loan Options

Our option for clients with a mostly clean credit history

• No third party LMI approval required
• Minor defaults under $500 may be accepted
• Non-genuine savings up to 90% LVR
• No limit for cash out for stated purpose (subject to loan size/LVR)
• Debt consolidation (4 debts)
• Vacant land accepted
• No third party LMI approval

For those who need greater flexibility and may be recently self-employed.

• 1 year's tax return accepted (Near Prime Clear)
• 1 form of income verification (Near Prime Clear)
• Unlimited defaults, judgements and writs $1,000, listed 24 months (Near Prime Easy)
• Acceptance of discharged from bankruptcy from one day  (Near Prime Easy)
• Debt consolidation
• Cash out for personal and/or business use
• Payout of business and ATO debts
• 12 Month ABN (clean credit) accepted
• Cash out available for business use

Tricky circumstances or life events? There’s still an option…

• Unlimited defaults, judgements or writs from 1 credit event, 12 months (paid or unpaid)
• Unlimited mortgage and non-mortgage arrears within the last 6 months
• 6 month ABN registration accepted
• Cash out for personal and/or business use
• Acceptance of discharged bankruptcy (from one day)
• Payout of business and ATO debt
• Cash out available for business use