Clients looking for serviceability solutions?

Posted: 16-06-2023

Help them move forward with our home loan options.

 

No limit to number of debts consolidated

Options

  • No limit to number of debts consolidated, including business and tax debt (LVR and lending limits apply)
  • No limit to cash out (LVR and lending limits apply) 
  • Fixed interest rates with no break costs
  • Loan terms up to 40-year loan terms 
  • Interest-only up to 5 years 
  • Reduced serviceability buffer for eligible clients)
Pepper Money approach

Our approach

  •  Applications assessed on its own merit
  •  No Lender Protection Fee for Prime Full Doc clients up to 85% LVR (owner occupied)
  • Broad range of acceptable income
  • Alternative income verification:
  • BAS
  • Business bank statements
  • Accountants Letter up to $2.5m
  • Last 1-2 years financial statements
  • Negative gearing accepted for investment properties (interest and expenses)

Plus, a support hub you can share, with tools and tips to help your clients navigate their financial journey.

 

Brokers submit a scenario to Pepper Money

Bank said no? Put it to the non-bank test.

Get a fast-paced review from our scenarios team. They can tell you when ‘no’ could be ‘yes’.
Invested in your success

Helping you help all kinds of clients. Talk to us today.